After the initial pleadings have been filed and personal service has been effectuated, it is time to move on to the agreements. If the parties to the action have any minor children, they must first complete a basic level parenting education course. The Nebraska Supreme Court has been kind enough to offer a multitude of […]
Basic Divorce Procedure in Nebraska: Part I
Despite what Hollywood would have you believe, your divorce action does not have to cost you tens of thousands of dollars or last for months, or even years, on end. Provided the parties agree to dissolve the marriage, the process can actually be accomplished in a short period time with very limited court involvement and financial […]
Auto Loans in Chapter 7 Bankruptcy Pt. II
In the last post, Auto Loans in Chapter 7 Bankruptcy Pt. I, we talked about redeeming your vehicle. Redeeming your vehicle is basically just paying the fair market value of your vehicle. However, we understand that even if your car is only worth $500, it could create a hardship to come up with the full fair […]
Auto Loans In Chapter 7 Bankruptcy Pt. III
REAFFIRMING YOUR AUTO LOAN In our last post, “Auto Loans in Chapter 7 Bankruptcy Pt. II,” we talked about funding your vehicle redemption. In this post, we will discuss a few options other than redemption that are available to debtors when filing a Chapter 7 bankruptcy with respect to car loans. Reaffirming Your Car Loan We discussed […]
Auto Loans in Chapter 7 Bankruptcy Pt. I
To determine what will become of your vehicle in a Chapter 7 bankruptcy you must first determine the amount of equity in your car. Determine Your Equity For these purposes equity is defined as the value of a particular item, in this case your vehicle, after you subtract the amount owed on the item, such as your […]
Can a Creditor Contact Me Through Social Media?
In Florida case Melanie Beacham v. MarkOne Financial, LLC, Judge W. Douglas Baird’s ruling barred creditors from using social media sites to try to collect on debts. This included “digital cupcakes.” Digital cupcakes lead you into click on a message or link with the pretense of something else and then once you click on it, […]
How Do I Get Creditors to Stop Calling?
People who find themselves in difficult financial positions understand how intrusive and obnoxious debt collectors can be when attempting to communicate with the debtor about the repayment of their debts. The good news is a debt collector cannot contact you by phone, mail, or email if you have informed them you have retained an attorney. […]
Can a Creditor Send Me to Jail?
A creditor cannot send you to jail. That being said, if you fail to appear at certain court hearings, there may be a warrant issued for your arrest. Many creditors will schedule a Debtor’s Examination Hearing or a Debtor’s Exam where the creditor wants to find out more information about your assets and income. Creditors […]
Stop a garnishment and take your money back
Once creditors obtain a judgment against you, they can garnish your wages up to twenty-five percent (25%), taking all of the money out of your bank accounts until that judgment debt is satisfied. If you are employed as a contractor, the creditor can intercept your entire paycheck until the money you owe them is paid […]
Stop a garnishment and take your money back
Once creditors obtain a judgment against you, they can garnish your wages up to twenty-five percent (25%), taking all of the money out of your bank accounts until that judgment debt is satisfied. If you are employed as a contractor, the creditor can intercept your entire paycheck until the money you owe them is paid […]