Creditors can seize the money in your bank accounts if they have received a judgmentagainst you. Know Your Rights The money in your bank account may be shielded from creditors, commonly referred to as “exempt;” however, if you do not know how to inform the Courts that your funds are exempt, the garnishment will most likely […]
What Is A Judgment Against Me?
A judgment against you is an order from the Court to pay a debt. A judgment comes about if you owe a debt to a creditor and they file a lawsuit against you to recover the funds. If you fail to defend yourself, or have no defense, the creditor will most likely receive a judgment against […]
What To Do If A Creditor Sues You
If you receive legal pleadings from a creditor it is imperative that you know your rights as a debtor. Time Is Of The Essence The first thing you need to acknowledge is that time is of the essence. Once you receive the pleadings, you only have a very short period of time to do something […]