The short answer to the question, “Do I have to attend a bankruptcy hearing?” is “Yes.” It is very important for you to appear before the trustee for a myriad of reasons. Therefore, the trustee’s office expects you to appear and will dismiss your case if you fail to appear or make other arrangements. Now the long […]

The Means Test in a bankruptcy determines whether or not you are eligible for a Chapter 7 filing and what amount your plan payment must be should you decide to file a Chapter 13 case. Chapter 7 If your total household income is less than the median income for the county in which you reside, […]

You can reschedule your bankruptcy hearing, if you need to. If we represent you, the only thing you need to do is let us know that you need to reschedule the hearing at least24 hours prior to the scheduled hearing. Per the terms of the retainer that you signed with our office, if one of your attorneys […]

In a bankruptcy it is important to understand which of your debts are secured as you will have to decide whether you surrender the property or reaffirm the debt. Secured debts are debts that are linked to some type of property. The most common types of secured debts are your car payment and your house payment. Additionally, […]

Bankruptcy can actually help solve your child support problems even though you cannot discharge child support in a bankruptcy. What Bankruptcy Can Do For Child Support Filing a Chapter 13 bankruptcy could do the following for your financial situation: Help you get caught up on your child support obligation; Prove to the judge in your child […]

Now in the previous post we discussed how most doctors do not handle the day-to-day duties of office management, such as billing. However, if your doctor’s office is a smaller business they will more than likely notice the unpaid debt. A small mom and pop business depends on every cent of revenue to keep operations running, so […]

Many of our clients would prefer not to include medical bills owed to their family doctor when they file. There are a variety of reasons a person may not want to include a debt. Usually it is the clients’ family doctor or dentist. Contrary to what creditors think, most bankruptcy filers want to pay their […]