Now that you have registered for Fair Housing Advisory Services’ (FHAIS) Financial Managment Workshop, as suggested in Credit Repair During Bankruptcy Pt. 2, you will want to take advantage of all of the other great services FHAIS has to offer.
Fair Housing Advisory Services’ IDAs
FHAIS offers an Individual Development Accounts (IDAs) program. This program actually gives qualified participants money to save money. There are certain requirements for qualifying but it is worth looking into and most of our bankruptcy clients do indeed fall within the income guidelines.
Fair Housing Advisory Services’ Tax Services
Another FHAIS service that we would like to encourage you to use is their tax preparation service. They will prepare and electronically file your taxes for free. Again, there are income guidelines, which are even more flexible than other programs they offer, as we understand it.
Free tax preparation services is like money in the bank when you think of how much you will be charged by an accountant, major tax preparation chain, or even a do-it-yourself online program.
But we don’t encourage you to use their services just because their free, they also offer so many other services when you get your taxes prepared such as free credit reports and personal financial advice. They will also help you set up a free bank account and teach you how you can split your refund up to invest some, save some and spend some.
Fair Housing Advisory Services’ Homeownership Programs
They also, obviously, offer many homeownership programs. If homeownership is one of your goals, it is never too soon to start planning for this. If owning your own home is not something you would like to achieve, you may just change your mind when you learn about all of the great opportunities Omaha has to offer through FHAIS and the Omaha 100 program. It is always a good idea to be well informed.
It has been our experience that Fair Housing Advisory Services, Inc. truly concerns itself with the well being of those that they serve. We have found them to be true to their mission, which is to improve quality of life by helping people achieve housing stability and financial security. We are excited to refer you to them at this turning point in your financial health.
At this time, while you are still in the middle of an open bankruptcy, getting your Debtor Financial Management Course completed, opening up bank accounts (if necessary), setting up online banking and credit monitoring services, and taking advantage ofFHAIS’ financial education resources are more than enough to keep you busy right now.
Getting these things done will already put you on the right track and prepare you for your new financial life.
Once you receive your Discharge and the case is behind you, then you can work on a savings plan and become more aggressive with your credit rebuilding efforts.