The Next Step
On your mission to rebuild your credit during your bankruptcy, once the required post-filing Debtor Financial Management course, the next step you should take is to sign up for the Financial Management Workshop offered by Fair Housing Advisory Services, Inc. (FHAIS). Read through to the bottom of this article for links to these services.
This course is very comprehensive and it is offered by a true non-profit so you don’t have to worry about any ulterior sales motives.
We have seen companies and organizations target our clients once their case is filed touting credit repair and making huge promises, all the while they are charging you fees anywhere from $20 to over $100 monthly and the worse thing is their services are usually sub par compared to what FHAIS has to offer.
The workshops will give you the tools you need to understand and implement good money management, help you define and set realistic financial goals, teach you skills on credit repair and walk you through how to set up a spending plan.
Once you have completed the course, you can sign up for individual, one-on-one credit counseling services. These services are personalized to your needs and your goals.
The value of this service alone is impressive. You have just filed bankruptcy, which means you have taken quite a financial beating. You may have suffered through a garnishment, had to live off payday loans or were stuck in a car payment that was too high for you to manage.
Through FHAIS individual credit counseling services, you will have your own qualified guide by your side to help you make important decisions and keep you moving forward.
This person takes the time to learn the details of your situation and can not only offer you sound advice but also connect you to a myriad of resources that will help you along the way. All the while you can rest assured knowing that this person’s goal is to help you become financially stable and not sell you a product that you may or may not need.