The filing fee for a Chapter 7 bankruptcy is $335. At this time, our legal fees for a regular Chapter 7 bankruptcy are $1,000.
We do offer payment plan options. You can meet with our attorneys, receive the legal advice you need and make an initial down payment toward your bankruptcy. You can pay whatever you can afford at that time.
Once you have paid at least $500, we begin working on your case. We schedule your signing and review of your documents at a time when you can make the remaining $500 attorney fee payment.
There are other firms who will allow you to pay in payments; however, they usually will not start working on your case until the entire fee is paid. This can be extremely burdensome on you since so much of the work is done prior to filing. Not to mention, they usually charge almost double the fees we charge.
You could have to struggle through another garnishment of your wages, or continue to endure the stress related to the threat of having your property repossessed for an additional two weeks up to a month while you are waiting for the pleadings to be ready. We just want to make the process as easy, quick, and stress-free as possible.
We understand that coming up with the legal fees to file a bankruptcy can be a hardship on many people who have no alternative other than to file for bankruptcy. For that reason, we always include a request to the court to allow you to pay the $335 filing fee in payments, at no additional charge.
This request does require an initial $75 payment to the Court at the time of filing. Then once your case is filed, the Court typically allows you 120 days from the date of filing to pay the remaining $260.
These are filing fees owed to the Court and you will receive an Order from the Court, as well as a letter from our office, that details where and how these funds are to be paid.
At the initial consultation it will be determined if your case will be considered a “regular” Chapter 7. Almost all cases fall under this category. Additionally, all of our fees and services are clearly detailed in the retainer and we take the time to walk you through the retainer, explain all of the legalese and answer any questions you may have before you decide to file. Furthermore, during the process, should we foresee a situation that will result in more legal fees, we will bring it to your attention right away.
Our initial consultations are absolutely free, and you are under no obligation to retain us just because we gave you a free initial consultation.