A creditor cannot send you to jail. That being said, if you fail to appear at certain court hearings, there may be a warrant issued for your arrest. Many creditors will schedule a Debtor’s Examination Hearing or a Debtor’s Exam where the creditor wants to find out more information about your assets and income. Creditors will be as aggressive and as intimidating as possible, which is why you should never ignore any documents you receive from the court and always contact an attorney if you are being sued by a creditor.
The creditors and/or their attorneys are very creative in how they try to collect on judgments. Some creditors will ask you to show them your key chain and want details about each key to learn more about your vehicles, home, and even your place of employment. And when it comes to finding out about where you are banking, the creditor slips those questions in and if unrepresented you may be leaving yourself open for them to clear out your bank account.
Many times your funds in your account are protected but the creditor will not be interested in knowing what is protected. It is your job to protect your funds and know what is protected and that is why you need an attorney on your side.
Husker Law, powered by the Law Office of Sands Wegner, PLC will represent you in court to make sure that the creditor does not take anything they are not entitled to. Further, we will provide you with expert legal advice regarding your options in protecting your assets and income.
Please contact us today for your free initial consultation.