Efficient And Effective Debt Relief
At Husker Law, we help people who are overwhelmed by debt. No matter the circumstances that led to your financial situation, if you are struggling to make ends meet and need to make a fresh start, contact our experienced bankruptcy attorneys in Omaha for assistance. We can help you determine whether you qualify for Chapter 7 bankruptcy and which chapter is right for you.
On average, we meet with bankruptcy clients on two occasions prior filing the petition.First for the initial drafting of the document and next to fill in any missing information the client needed to obtain after the first appointment. If necessary, the entire filing process can be completed in as little as 24 hours.
What Does Chapter 7 Do?
Chapter 7 bankruptcy allows a person to completely discharge his or her unsecured debt within a matter of months. Examples of unsecured debt include:
- Credit card debt;
- Personal or payday loans;
- Medical bills.
The best way to find out if you are eligible for Chapter 7 bankruptcy is to consult a knowledgeable attorney. Several factors are considered in determining eligibility, including your income and current expenses. If you do not qualify for Chapter 7, Chapter 13 bankruptcy will still allow you to obtain a fresh financial start.
Stop Creditor Harassment, Foreclosure And More
If you are considering filing for bankruptcy, you may be out of alternatives. Perhaps your paychecks are being garnished, you can’t make your mortgage payment, or you are being constantly harassed by creditors. As soon as you file for bankruptcy an automatic stay goes into effect, which requires all collection agencies to cease their attempts to collect on their debts. This means that creditors can no longer garnish your wages, foreclosure proceedings must cease, and creditors cannot contact you.
Schedule Your Free Initial Consultation
To schedule a free initial consultation with an Omaha Chapter 7 bankruptcy attorney, call Husker Law at 402-415-2525 or contact us online. Our lawyers offer flexible scheduling and payment options. Spanish interpreter services are available upon request.